Equity release

Are you struggling to cope financially in your retirement due to low pension income, or heading towards retirement with outstanding mortgage debt and no surplus funds at your disposal? Then you may need to look outside the box for a potential solution in the form of a Lifetime Mortgage or Interest Only Mortgage in retirement.

If you are aged 55 or over, it is possible to release money from your home in the form of equity release without having to make any monthly repayments.

You can draw a lump sum or regular smaller sums from the value of your home, while you are still living in it.

This is a complex area – and charges apply – so taking expert advice is essential.

Whilst releasing capital from the value of your home via equity release is not for everyone – with the correct advice it can prove to be a sensible option for some.

We have considerable experience in this field, and will give you an impartial analysis of the pros and cons of taking such a course of action to help you decide if it is right for you. We will also make sure that any relevant family members are included in your decision making.